First Home Buyers

Purchasing your first home is an exciting, life changing milestone for anyone; all those years of saving your money to enable you to have a piece of land you can call your own. Although exciting, without some assistance it can be a stressful process, not knowing how much you can borrow, what your repayments will be, how much deposit you need, how much you are looking at in fees and charges, exactly how the first home owners grant works and how much are you entitled to; these are just a few questions that you may be thinking.

Many first home buyers deal directly with a bank that they have had a relationship with in the past or that their parents are currently banking with. There is an expectation that the bank is offering you their best product for your individual situation.

There is also the assumption that all banks are the same but believe it or not that couldn't be further from the truth. It is an extremely competitive market and the banks and financial institutions are competing against one another to get YOUR business, the majority of people do not shop around with various financial institutions; who has the time or really understands their options?

We work with you to determine your borrowing needs and capability, select a loan from a variety of financial institutions that best suits your circumstances and manage the process through to settlement.

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